Accident And Sickness Cover For Self Employed. However you and your employees are not covered if an injury is sustained due to a hazardous pursuit deliberate self-harm drug or alcohol use or a criminal act. The cover provides 24 hour protection whether the injury happens at work or outside of work - in their own time - such as when gardening in their kitchen while running or cycling.
Thats because if youre a limited company director youre an employee of your limited company. It is unlikely a general insurance company would continue cover for Brian. Also you can insure yourself for the following if youre self-employed.
Rent mortgage payments.
However you and your employees are not covered if an injury is sustained due to a hazardous pursuit deliberate self-harm drug or alcohol use or a criminal act. Personal injury cover cant pay out if your business cant operate because of a natural disaster like a fire or flood. Self-employed eligibility for SSP depends on the legal structure of a business. The monthly benefit payments are designed to cover your core financial commitments including.
